Your favorite buy now, pay later app is evolving into an allinone financial solution in the Philippines!
Atome, a leading digital consumer financing platform in Southeast Asia, now offers more than just flexible credit and installment plans. With Atome, you can:
Shop smarter, hasslefree: Scan to pay using QR Ph and enjoy flexible 3 or 6month installments with the Atome Card, plus 0% interest on monthly purchases.
Access cash instantly: Get fast, lowinterest loans to meet your daily needs.

[ Atome Card ]
1. Experience fast and secure cashless payments with QR Ph
Enjoy easy QR payments by scanning available QR codes at checkout counters using the Atome app.
2. Better budgeting with flexible payment and installment options
Stretch your budget and pay later at 0% interest on monthly purchases. Enjoy installment plans of up to 6 months.
3. Convenient for your needs
Get up to a ₱200,000 spending limit when you apply on the app in minutes.
4. Pay later anywhere that accepts Mastercard, even overseas
Link your physical/virtual Atome Card to shop on Lazada, Shopee, Grab, and more.
Tap to pay or benefit from QR payment using your phone instore.
Settle utility bills on time, even on online apps such as BillEase via GrabPay, and Home Credit and TendoPay via Bayad Center.
5. Card bills payment
Pay your Atome Card bills via credit/debit card, InstaPay via your bank's mobile app, like BPI, BDO, and UnionBank, ewallets such as Maya & GCash, or overthecounter payments.

[ Atome Cash ]
Apply for online loans with Atome Cash and enjoy quick approval and disbursement for up to ₱50,000 and repayment plans of up to 12 months with 1.75% interest.
[ How to apply for cash loans: ]
Get the latest version of the app and tap "Cash" on the homepage
Tap "Apply for free" and proceed with the necessary information. Provide your bank account details on BPI, BDO, UnionBank, for easier cash disbursement.
Once approved, tap "Request loan" and you're done!

Download the Atome app today for a savvier lifestyle!

[ ATOME CARD APPLICATION ELIGIBILITY ]
Valid PH ID
At least 18 years old
No minimum income requirement
No paperwork

[ HOW TO APPLY FOR THE ATOME CARD ]
1. Download the Atome app and tap the 'Card' tab on the homepage
2. Tap "Apply for free" and choose your preferred Atome Card
3. Fill in your personal information and upload your ID
4. Get approved in 12 days
5. Receive your Atome Card via mail

[ ATOME CARD INSTALLMENT PLANS: ]
Monthly interest rates for as low as 2%
Annual Percentage Rate (APR) ranging from 0%46 %
No service charges
Installment plans are available in 3 or 6 months
Example total loan cost:
Total monthly bill: ₱2,000
Bill amount: ₱2,000
Repayment term: 3 months
Monthly interest rate: 2% (₱40)
Total payment: ₱2,120 at ₱706.67/month

[ ATOME CASH LOAN TERMS: ]
Monthly interest rates for as low as 1.75%
Annual Percentage Rate (APR) not more than 36%
No service charges
Installment plans for up to 12 months
Example total loan cost:
Total loan amount: ₱3,000
Repayment term: 6 months
Monthly interest rate: 1.75% (₱52.50)
Total payment: ₱3,052.50 at ₱508.75/month

Business Name: Atome PH
Corporate Name: Neuroncredit Financing Company Inc.
SEC Registration Number: CS201816338
Certificate of Authority No.: 1178
Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR20210040
Address: Unit 1005 Centerpoint Bldg. Julia Vargas Ave. Cor. Garnet Rd. Ortigas Center, San Antonio, Pasig City 1605

[Connect with us via:]
Official Web
Help Center:[email protected]
https://help.atome.ph/hc/engb/categories/4439682039065AtomeCard
Social media:
https://web.facebook.com/atomecardph
https://www.instagram.com/atome.ph/